How to accept payments on Timeo (DuitNow, FPX, e-wallet, cash)

This guide turns on payments in Timeo the way Malaysian customers actually pay — DuitNow QR, FPX, e-wallets, and cash — and shows how the daily close rolls every rail into one number.

1. Start with cash, add online when ready

You don’t need a payment gateway to go live. Cash-at-counter works out of the box — the POS records it and includes it in your daily totals. Add online payment whenever you’re ready; your storefront keeps working either way.

2. Turn on online payment

To let customers pay online (at booking or checkout), connect your payment details under Settings → Payments:

• DuitNow QR — register one with your bank or acquirer and customers can scan to pay. Near-zero fees, instant settlement.
• FPX + e-wallets — connect a gateway (e.g. Billplz) for online bank transfer and e-wallet payments. Good for online prepayment and higher-ticket items.

3. At the counter (POS)

The point-of-sale takes payment by cash, card, e-wallet, or DuitNow QR. A few things worth knowing:

• Cash with change— tender more than the total and the POS records the change correctly (no “amount exceeds balance” errors).
• E-wallet / QR— recorded as its own rail so it’s split out in reporting.
• Part payments — resume a part-paid order and it only charges the remaining balance.

4. Closing the day

At end of day, the close rolls cash, DuitNow, e-wallet, and card into one set of totals, segmented by rail. No reconciling four apps to a spreadsheet — one screen tells you what came in and how. More on the 2026 payment stack →

The owner’s test before you trust it

1. Take one cash sale and one online (DuitNow/FPX) payment.
2. Open the daily totals and confirm both appear, under the right rail.
3. Issue a small refund and confirm it routes back through the right method.

If all three are clean, you’re ready to take real money with confidence.